Jeff Garthwait Lakes Area Realty 149 Hamel Road PO Box 157 Medina , MN 55340 Office: 763-473-8888 Fax: 763-390-2525 Cell: 612-598-5000 Mortgage Rates National Average Rate* 30-Year Fixed 3.75% 15-Year Fixed 3.03% 5/1 ARM 3.68% * Conforming FNMA Loan Amount. Rates may include points. Information updated: 5/17/2012 RSS Feed

100 Days of gratitude.   Day 100!!!  I did it!  Today I am grateful that I have AT LEAST 100 things to be grateful for in my life!!!  This has been a really fun project putting this list together.  Even in these tough economic times, we all have so many things to be grateful for.  When we focus on what we have and not what we don't have, you get more of what you want and less of what you don't want.  We all owe it to ourselves to live a life of gratitude!!! Thanks for stopping by!

You may have gotten a letter from me, or been referred to me by a trusted adviser or friend.  My mission is simple.  Help as many struggling homeowners as I can avoid foreclosure, so they can begin the path of financial heeling.  Short sales are what I do and I am darn good at them.  What an amazing feeling to be doing some good in these difficult times.  I can be reached at 763-473-8888 or Jeff@JeffGarthwait.com